Unallocated bullion account is opened and maintained with the aim to record and execute operations with unallocated gold. The only data required for opening the account are the karat and weight of gold. No other data is required.

Unallocated Gold Accounts enable you not only to diversify your savings but also to benefit a number of advantages:

• Possibility to earn on rise in gold value in the international markets
• Reduction of impact of exchange rate fluctuations
• Protection from falsifications inherent to trading in tangible gold depending on karat and authenticity of gold 
• Time saving while executing gold trade
• Lack of risk of loss and impairment
• High liquidity level: you may sell the gold to the Bank at any time at the rate applicable within the Bank 

Besides, you will be able to invest without any time and amount limitations.

Please follow the Armenian version

• Bullion accounts shall be opened for individuals and corporate customers including private entrepreneurs.
• Bullion accounts shall be opened only for 999.9 purity gold.
• Metal accounts are not reimbursed by the Deposit Guarantee Fund.
• Unallocated gold shall be recorded in grams with accuracy to 0.01 gram.
• Transactions with bullion accounts do not imply debiting or crediting of gold.
• Trading in unallocated gold shall be based on your order containing the essential transaction details (price, timing and weight).
• Transactions shall be based on gold trading rates per  gram as established by the Bank.