To receive fast money transfers through AraratMobile app, you need to:

• From the Applications section of the app, select Receive Fast Money Transfers
• Fill in the name of the transfer system, transfer number, transfer amount and currency
• Select the account number to be credited*
• *In order to complete the transaction, it is required to have a card or current account.

To receive fast money transfers through www.araratbank.am website, you need to fill in the application and the amount will be transferred to the plastic card indicated by you.

To make use of this service

An Agreement on opening a card account, issuing and servicing a debit-credit card and an Agreement on the account replenishment via telephone system will be concluded with a customer.

The card will be issued in compliance with the process of issuing plastic cards applicable at the Bank.

In case the cardholder fails to credit received remittances to the card account via phone call at least twice within 1 year after receiving Visa Classic or MasterCard Standard plastic card, an annual service fee will be charged in the amount applicable at the Bank on the day the card account has been opened.*

Looking to save time and enjoy high-quality banking services without visiting the bank? ARARATBANK offers instant crediting of amounts from international money transfer systems to your card account by completing an online application or making a phone call to submit a verbal request to the Bank's Call Center staff or send a text message to the Bank.

Attention: The service is rendered free of charge.

*Applies to valid cards.

If the transfer currency differs from the currency of your card account, the amount will be converted into your preferred currency at the exchange rate set by the Bank and will be credited to the card account specified by you.

To use the service, you should include in your message:

• the unique identification code of the amount transferred to you,
• the name of the money transfer system (if known),
• the amount and currency of the transferred funds (if known),
• the name and surname of the remitter (if known),
• other data as may be required by the Call Center staff.

Once the relevant information is clarified by the Call Center staff, the money sent via the international fast money transfer system will be transferred to your card account.

You can send SMS to the Call Center to number 044-222-444.

If the transfer currency differs from the currency of your card account, the amount will be converted into your preferred currency at the exchange rate set by the Bank and will be credited to the card account specified by you.